Risk Management Services

• Types of claims include workers compensation, property, liability, and automobile.
   
• To file a claim notify the County department or employee nearest the site of the incident/accident. Then contact Risk Management, at 970-244-1868.
   
• You need the following information to file a claim: who, what, when, where, and why. Who was involved? What happened? When did it occur? Where did it occur? And, why did it occur, i.e. what were the circumstances?

• Review contracts and Requests for Proposals (RFPs) to ensure sufficient insurance is requested in contracts then provided on Certificates of Insurance (COIs), thereby protecting the County's interests. Contact Risk Management at 970-244-1868, if you have any questions.
   
• Minimum Insurance Requirements are as follows:
  • Commercial General Liability
  • Worker's Compensation
  • Comprehensive Automobile Liability insurance
  • Excess Liability/Umbrella Liability Insurance:
    • Errors and Omissions Liability
    • Professional Liability
    • Builders Risk Insurance
    • Bid Bonds and/or Performance Bonds
    • Cyber Liability

• Administer the County's self-insurance retention and policies for workers compensation, liability, and property insurance.
   
• Review policies annually prior to renewal.
   
• Prepare Requests for Proposals every 4 or 5 years to go out for insurance bids

Prepare and analyze data which identifies areas of County operations and exposure where we can take steps to avoid, decrease frequency, or reduce the severity of accidental losses.

• Ergonomics
   
• Defensive Awareness